Free Financial Templates

Download professional templates for cash flow, invoicing, expenses, and more. Available in Excel, Google Sheets, and PDF.

Browse by Category

descriptionCash Flow

Cash Flow Template

Free 13-week cash flow forecast template for small businesses. Track income, expenses, and predict cash crunches before they happen.

ExcelGoogle SheetsPDF
descriptionCash Flow

Cash Flow Forecast Template

90-day cash flow projection template. Predict future cash position and avoid cash crunches.

ExcelGoogle Sheets
descriptionCash Flow

Daily Cash Flow Template

Track daily cash inflows and outflows. Perfect for businesses with high transaction volume.

ExcelGoogle Sheets
descriptionCash Flow

Weekly Cash Flow Template

Weekly cash flow tracking template with running balance and variance analysis.

ExcelGoogle Sheets
descriptionCash Flow

Monthly Cash Flow Template

Monthly cash flow statement template with YTD comparisons and trending.

ExcelGoogle Sheets
descriptionCash Flow

Startup Cash Flow Template

Cash flow template designed for startups. Track burn rate, runway, and investor milestones.

ExcelGoogle Sheets
descriptionCash Flow

Restaurant Cash Flow Template

Cash flow template for restaurants with food cost, labor, and seasonal adjustments.

ExcelGoogle Sheets
descriptionCash Flow

Retail Cash Flow Template

Cash flow template for retail businesses with inventory and seasonal planning.

ExcelGoogle Sheets
descriptionCash Flow

Construction Cash Flow Template

Project-based cash flow template for contractors with milestone billing.

ExcelGoogle Sheets
descriptionCash Flow

Real Estate Cash Flow Template

Property cash flow analysis template for landlords and real estate investors.

ExcelGoogle Sheets
descriptionInvoicing

Invoice Template

Professional invoice template for freelancers and small businesses. Includes all essential elements and payment terms.

WordGoogle DocsPDF
descriptionInvoicing

Freelance Invoice Template

Invoice template specifically designed for freelancers. Includes hourly rates, project billing, and payment terms.

WordGoogle DocsPDF
descriptionInvoicing

Hourly Invoice Template

Invoice template for billing by the hour. Includes time tracking and rate calculations.

WordGoogle DocsPDF
descriptionInvoicing

Consulting Invoice Template

Professional invoice template for consultants with project phases and retainer options.

WordGoogle DocsPDF
descriptionInvoicing

Contractor Invoice Template

Invoice template for contractors with line items for labor, materials, and equipment.

WordGoogle DocsPDF
descriptionInvoicing

Photography Invoice Template

Invoice template for photographers with session types, prints, and licensing fees.

WordGoogle DocsPDF
descriptionInvoicing

Graphic Design Invoice Template

Invoice template for graphic designers with revision rounds and deliverables.

WordGoogle DocsPDF
descriptionInvoicing

Web Design Invoice Template

Invoice template for web designers with project milestones and hosting fees.

WordGoogle DocsPDF
descriptionInvoicing

Writing Invoice Template

Invoice template for writers with word count, articles, and content types.

WordGoogle DocsPDF
descriptionInvoicing

Legal Invoice Template

Invoice template for lawyers with billable hours, case expenses, and trust account.

WordGoogle DocsPDF
descriptionInvoicing

Medical Invoice Template

Invoice template for healthcare providers with CPT codes and insurance billing.

WordGoogle DocsPDF
descriptionInvoicing

Catering Invoice Template

Invoice template for caterers with menu items, service fees, and gratuity.

WordGoogle DocsPDF
descriptionInvoicing

Cleaning Service Invoice Template

Invoice template for cleaning services with service types and recurring billing.

WordGoogle DocsPDF
descriptionInvoicing

Landscaping Invoice Template

Invoice template for landscapers with job types, materials, and seasonal services.

WordGoogle DocsPDF
descriptionInvoicing

Plumbing Invoice Template

Invoice template for plumbers with labor, parts, and emergency service rates.

WordGoogle DocsPDF
descriptionInvoicing

Electrical Invoice Template

Invoice template for electricians with service calls, materials, and permits.

WordGoogle DocsPDF
descriptionInvoicing

HVAC Invoice Template

Invoice template for HVAC contractors with service types and equipment.

WordGoogle DocsPDF
descriptionInvoicing

Roofing Invoice Template

Invoice template for roofers with job phases, materials, and warranty.

WordGoogle DocsPDF
descriptionInvoicing

Painting Invoice Template

Invoice template for painters with room-by-room pricing and materials.

WordGoogle DocsPDF
descriptionInvoicing

Tutoring Invoice Template

Invoice template for tutors with session tracking and subject areas.

WordGoogle DocsPDF
descriptionExpenses

Expense Report Template

Track business expenses with this comprehensive expense report template. Perfect for reimbursements and tax deductions.

ExcelGoogle SheetsPDF
descriptionExpenses

Freelance Expense Tracker

Track all your freelance business expenses by category. Perfect for tax time and maximizing deductions.

ExcelGoogle Sheets
descriptionExpenses

Business Expense Template

Comprehensive business expense tracking template with categories and tax deductions.

ExcelGoogle Sheets
descriptionExpenses

Travel Expense Template

Track business travel expenses including flights, hotels, meals, and mileage.

ExcelGoogle Sheets
descriptionExpenses

Mileage Log Template

IRS-compliant mileage log template for tracking business vehicle use.

ExcelGoogle SheetsPDF
descriptionExpenses

Home Office Expense Template

Calculate home office deduction with this expense tracking template.

ExcelGoogle Sheets
descriptionExpenses

Vehicle Expense Template

Track vehicle expenses for business use including gas, maintenance, and insurance.

ExcelGoogle Sheets
descriptionExpenses

Receipt Tracker Template

Organize receipts and expenses with this categorized tracking template.

ExcelGoogle Sheets
descriptionExpenses

Petty Cash Template

Track petty cash fund with this simple log and reconciliation template.

ExcelGoogle Sheets
descriptionExpenses

Reimbursement Form Template

Employee expense reimbursement form with approval workflow.

WordGoogle DocsPDF
descriptionFinancial Reports

Profit and Loss Template

Simple P&L statement template for small businesses. Track revenue, expenses, and net profit monthly or quarterly.

ExcelGoogle SheetsPDF
descriptionFinancial Reports

Balance Sheet Template

Standard balance sheet template showing assets, liabilities, and equity.

ExcelGoogle Sheets
descriptionFinancial Reports

Income Statement Template

Detailed income statement template with revenue breakdown and expense categories.

ExcelGoogle Sheets
descriptionFinancial Reports

Monthly Financial Report Template

Comprehensive monthly financial report with key metrics and charts.

ExcelGoogle Sheets
descriptionFinancial Reports

Quarterly Financial Report Template

Quarterly financial summary for board meetings and investor updates.

ExcelGoogle Sheets
descriptionFinancial Reports

Annual Financial Report Template

Year-end financial report with YoY comparisons and key metrics.

ExcelGoogle Sheets
descriptionFinancial Reports

Accounts Receivable Aging Template

Track outstanding invoices by age (30, 60, 90+ days) with this AR aging report.

ExcelGoogle Sheets
descriptionFinancial Reports

Accounts Payable Aging Template

Manage bills and vendor payments with this AP aging report template.

ExcelGoogle Sheets
descriptionBudgeting

Small Business Budget Template

Annual budget template with monthly breakdowns. Plan expenses, forecast revenue, and track actuals vs. budget.

ExcelGoogle Sheets
descriptionBudgeting

Monthly Budget Template

Simple monthly budget template for small business expense planning.

ExcelGoogle Sheets
descriptionBudgeting

Annual Budget Template

Comprehensive annual budget with quarterly rollups and variance analysis.

ExcelGoogle Sheets
descriptionBudgeting

Marketing Budget Template

Marketing budget template with channel allocation and ROI tracking.

ExcelGoogle Sheets
descriptionBudgeting

Project Budget Template

Project-based budget template with phases, labor, and materials.

ExcelGoogle Sheets
descriptionBudgeting

Startup Budget Template

Startup budget template with pre-launch costs and runway planning.

ExcelGoogle Sheets
descriptionBudgeting

Event Budget Template

Event planning budget with vendor costs, timeline, and contingency.

ExcelGoogle Sheets
descriptionBudgeting

Department Budget Template

Department budget template with line items and approval workflow.

ExcelGoogle Sheets
descriptionTaxes

Quarterly Tax Calculator

Calculate estimated quarterly taxes for self-employed individuals. Includes federal and self-employment tax.

ExcelGoogle Sheets
descriptionTaxes

Tax Deduction Tracker

Track all potential tax deductions throughout the year by category.

ExcelGoogle Sheets
descriptionTaxes

Self-Employment Tax Calculator

Calculate self-employment taxes including Social Security and Medicare.

ExcelGoogle Sheets
descriptionTaxes

Sales Tax Tracker

Track sales tax collected and owed by jurisdiction.

ExcelGoogle Sheets
descriptionTaxes

Tax Payment Tracker

Track all tax payments made throughout the year with receipts.

ExcelGoogle Sheets
descriptionTaxes

Schedule C Prep Template

Organize income and expenses for Schedule C filing.

ExcelGoogle Sheets
descriptionTaxes

1099 Tracking Template

Track contractor payments for 1099 filing requirements.

ExcelGoogle Sheets
descriptionTaxes

Depreciation Schedule Template

Calculate and track asset depreciation for tax purposes.

ExcelGoogle Sheets
descriptionFinancial Analysis

Break-Even Analysis Template

Calculate your break-even point and understand how many sales you need to cover costs.

ExcelGoogle Sheets
descriptionFinancial Analysis

ROI Calculator Template

Calculate return on investment for projects and marketing campaigns.

ExcelGoogle Sheets
descriptionFinancial Analysis

Financial Ratio Template

Calculate key financial ratios including liquidity, profitability, and efficiency.

ExcelGoogle Sheets
descriptionFinancial Analysis

Pricing Calculator Template

Calculate optimal pricing based on costs, margins, and competition.

ExcelGoogle Sheets
descriptionFinancial Analysis

Profit Margin Calculator

Calculate gross, operating, and net profit margins.

ExcelGoogle Sheets
descriptionFinancial Analysis

Cost-Benefit Analysis Template

Evaluate business decisions with this cost-benefit analysis framework.

ExcelGoogle Sheets
descriptionBusiness Planning

Business Plan Financial Template

Financial projections template for business plans with 3-year forecast.

ExcelGoogle Sheets
descriptionBusiness Planning

Startup Financial Model

Complete financial model for startups with revenue projections and unit economics.

ExcelGoogle Sheets
descriptionBusiness Planning

Revenue Projection Template

Project revenue growth with multiple scenarios and assumptions.

ExcelGoogle Sheets
descriptionBusiness Planning

Financial Forecast Template

12-month financial forecast with P&L, balance sheet, and cash flow.

ExcelGoogle Sheets
descriptionBusiness Planning

Funding Requirements Template

Calculate startup funding needs with use of funds breakdown.

ExcelGoogle Sheets
descriptionBusiness Planning

Cap Table Template

Track equity ownership, dilution, and funding rounds.

ExcelGoogle Sheets
descriptionBusiness Planning

Sales Forecast Template

Forecast sales by product, channel, and region with trend analysis.

ExcelGoogle Sheets
descriptionBudget

Marketing Budget Template

Plan and track marketing spend across channels and campaigns.

ExcelGoogle Sheets
descriptionOperations

Inventory Tracking Template

Track stock levels, reorder points, and inventory valuation.

ExcelGoogle Sheets
descriptionPayroll

Employee Timesheet Template

Track employee hours, overtime, and PTO in one spreadsheet.

ExcelGoogle Sheets
descriptionPayroll

Commission Tracker Template

Calculate and track sales commissions by rep and deal.

ExcelGoogle Sheets
descriptionBusiness Planning

Business Valuation Template

Estimate business value using multiple valuation methods.

ExcelGoogle Sheets
descriptionBusiness Planning

Pricing Calculator Template

Calculate optimal pricing based on costs, margins, and competition.

ExcelGoogle Sheets
descriptionBusiness Planning

Customer Lifetime Value Template

Calculate CLV and acquisition costs for better growth decisions.

ExcelGoogle Sheets
descriptionProposals

Project Proposal Template

Create professional project proposals with scope and pricing.

WordGoogle DocsPDF
descriptionContracts

Service Agreement Template

Client service agreement with terms, scope, and payment schedule.

WordGoogle DocsPDF
descriptionContracts

Retainer Agreement Template

Monthly retainer contract for ongoing client relationships.

WordGoogle DocsPDF
descriptionContracts

NDA Template

Non-disclosure agreement template for protecting confidential information.

WordGoogle DocsPDF
descriptionContracts

Contractor Agreement Template

Independent contractor agreement with work scope and payment terms.

WordGoogle DocsPDF
descriptionInvoicing

Credit Memo Template

Issue credit notes for returns, adjustments, or billing errors.

WordGoogle DocsPDF
descriptionInvoicing

Payment Receipt Template

Professional payment receipts for client transactions.

WordGoogle DocsPDF
descriptionInvoicing

Statement of Account Template

Client account statement showing all invoices and payments.

WordGoogle DocsPDF
descriptionInvoicing

Quote Template

Professional quote/estimate template for client proposals.

WordGoogle DocsPDF
descriptionFinancial Statements

Profit and Loss Template

Monthly P&L statement template with category breakdowns.

ExcelGoogle Sheets
descriptionFinancial Statements

Balance Sheet Template

Balance sheet template with assets, liabilities, and equity.

ExcelGoogle Sheets
descriptionFinancial Statements

Income Statement Template

Detailed income statement with revenue and expense categories.

ExcelGoogle Sheets
descriptionBookkeeping

Bank Reconciliation Template

Reconcile bank statements with your books each month.

ExcelGoogle Sheets
descriptionBookkeeping

Chart of Accounts Template

Standard chart of accounts for small businesses.

ExcelGoogle Sheets
descriptionBookkeeping

General Ledger Template

Track all transactions in a general ledger format.

ExcelGoogle Sheets
descriptionBookkeeping

AR Aging Template

Track accounts receivable aging by customer and due date.

ExcelGoogle Sheets
descriptionBookkeeping

AP Aging Template

Track accounts payable aging by vendor and due date.

ExcelGoogle Sheets
descriptionAccounting

Depreciation Schedule Template

Calculate depreciation for fixed assets using multiple methods.

ExcelGoogle Sheets
descriptionAccounting

Loan Amortization Template

Calculate loan payments with principal and interest breakdown.

ExcelGoogle Sheets
descriptionTax

Vehicle Mileage Log Template

IRS-compliant mileage log for tax deductions.

ExcelGoogle SheetsPDF
descriptionTax

Home Office Deduction Template

Calculate home office tax deduction using IRS methods.

ExcelGoogle Sheets
descriptionTax

W-9 Request Template

Request W-9 forms from vendors for 1099 compliance.

WordGoogle DocsPDF

Want these templates automated?

FiscalInsights automatically generates cash flow forecasts, invoices, and financial reports—no manual spreadsheets required.

Start Free Trial