accounting

Trial Balance

A report listing all account balances to verify that debits equal credits.

A trial balance lists every general ledger account with its debit or credit balance at a point in time. If totals don't match, there are errors to correct. While a balanced trial balance doesn't guarantee error-free books (transactions could be in wrong accounts), it confirms the mathematical accuracy of the double-entry system.

Example

At month-end, a bookkeeper generates a trial balance with 25 accounts—total debits and credits both equal $245,000, confirming the books are balanced.

Why It Matters for Your Business

An unbalanced trial balance means errors exist that will produce inaccurate financial statements and potentially incorrect tax filings.

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