accounting

Prepaid Expenses

Expenses paid in advance before they are incurred, recorded as assets.

Prepaid expenses are payments for goods or services to be consumed in the future, initially recorded as current assets. As the benefit is used, the prepaid balance is reduced and recognized as an expense through adjusting entries. Common examples include insurance premiums, rent paid in advance, and annual software subscriptions.

Example

A business pays $12,000 for a one-year insurance policy on January 1—each month, $1,000 moves from the prepaid asset to insurance expense.

Why It Matters for Your Business

Correct treatment prevents overstating expenses in one period and understating them in another, ensuring each month's financials reflect actual costs.

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